Have Wonga wandered into a storm?

What does this have to do with Newcastle?
With the ink still drying on the four year sponsorship deal between Newcastle United and “digital finance company” (PR spin) Wonga, the reaction has been varied to say the least.

However most of the ire has not been directed at the club, at least not in terms of football anyway, and instead we have a lot of people jumping on some form of moral bandwagon regarding what a business should and shouldn’t do.

They see Wonga, and presumably other such companies, as nothing more than parasitic loan sharks intent on causing misery and preying on the financially weak. Not too dissimilar to what banks do really, and they’ve not exactly been the choirboys of the financial world have they? Perhaps the values are different, but the principle is the same.

I’m no great fan of companies such as Wonga so I don’t use them. I’m lucky enough that I’ve never had to consider using them and I hope things stay like that. However not everyone uses them because they have to as a means of last resort which seems to be glossed over in all of this. There are after all some people who just can’t wait to have that TV, or those that use it responsibly.

Anyway, I’m not here to preach. People will use then when they need/have to and that is why they are still here. I’m just wondering whether Wonga bitten off more than they can chew when it comes to this particular deal?

The decision to change the name back to St James’ Park was a wise one that has softened some of the blow although I remain sceptical as to why they’ve done that. Perhaps it was thrown in to the deal? Who really knows other those involved?

What I have been shocked at though, more than anything, is the reaction from the press. I knew some people wouldn’t like dealing with Wonga, but why have the press got such a bee in their bonnet about it all of a sudden? I don’t remember so much coverage when they agreed a deal with Hearts or Blackpool?

No we have reporters speaking to financial wizards and religious clerics and asserting the fact that a company such as Wonga, that charges interest, is against Sharia Law and that somehow out Muslim stars such as Cheik Tiote, Hatem Ben Arfa, Papiss Cisse and Demba Ba may well refuse to wear the shirt. Incidentally I assume Virgin Money, which also charges interest by the way, is above Sharia Law?

It’s even been mentioned that former West Ham and Tottenham striker Frederic Kanoute refused to wear a shirt at his club at the time, Sevilla, because the sponsor was gambling firm “888” which goes against his beliefs. Incidentally his protest didn’t last long as you can see by the picture although he was excused from their publicity campaigns.

It doesn’t end there though. We have MP’s commenting on it and even suggestions that the league may step in to stop it, which would be interesting to say the least and would open up a whole new can of worms. If they ban one, then how about the rest, like the gambling companies for example? How about alcohol companies whilst we’re at it?

Those shouting loudest about this are the ones that haven’t exactly covered themselves in glory previously and I find it quite ironic that some have chosen to get the soapbox out for this one. It’s a name on a shirt at the end of the day, not a reason to get all moral. It’s business, and business is a cut throat world.

But if getting moral is your bag then just remember we haven’t had much luck with sponsors and you may well get some joy when you read through the list of companies we’ve been associated with over the years that no longer exist. Greenalls was bought out by Scottish & Newcastle and took over the sponsorship. Neither exist anymore. NTL, Northern Rock etc etc…

Have Wonga miscalculated their maths with this one?

About toonsy

A lifelong Newcastle fan and current webmaster of this very 'blog who has the sole aim of creating a place by Newcastle United fans, for Newcastle United fans.

214 thoughts on “Have Wonga wandered into a storm?

  1. Apart from the name sounding stupid I have nothing against Wonga, and can only say that if your in financial trouble and get a loan from a company, you can’t then complain about their interest rates as you agreed to them.
    On the money we’re getting from them
    I had a thought that maybe the reason that there’s so much uncertainty on how much we’re getting is bacause Llambias doesn’t want any club that we’re dealing with to know we’ve been given a large cash injection. That way we can still get bargain buys, but a fair few of them now.

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  2. Andy – Possibly. I can’t help but feel though that if the deal was staggering, say more than we should be getting for example, that Llambias wouldn’t be shouting it from the rooftops saying “look at how good I am” or something like that 😉

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  3. Yeah. Maybe if a certain Mr Llambias hadn’t run his mouth of making fun of the clubs that we essentially robbed by paying well under the market rate for, certain transfer targets would now be playing here and other clubs would be more willing to do business with us…

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  4. I think Wonga paid it to be put back to SJP to generate some good will. Let’s face it, if they bought the rights and named it the Wonga Arena I dare say there would be a few more moral crusaders showing their heads-alongside the fact that people would be rightly pissed off at the name of course.

    3mil then for keeping our name the same? I’m fine with that…but other aspects of the deal, or the total of 8mil a year are a little disappointing….

    I’m sure there’s a joke to be made somewhere with Virgin Money, interest rates and Sharia law. But i’ll leave that to Richie 😆

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  5. I think its a good deal considering who we are. We’re not a top 4 club so 8mil per year is not too bad.

    Everton recently agreed a new deal with Chang for 4 mil per year for 3 yrs. Yes, chang don’t have naming rights but apparently the Toons name is St James’ Park again 😀 so 8mil just for the shirt. canny.

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  6. (THIS IS A GOVERNMENT HEALTH WARNING. THIS POSTER IS LIABLE TO DISAGREE WITH YOUR POINT OF VIEW. ONLY ENGAGE IF YOU AREN’T SENSITIVE AND DON’T TAKE HISSY FITS)

    I have no real views on it. I’ve heard both sides of the argument and neither sway me.

    As long as the stadium remains SJP then at this moment I’m satisfied.

    It’s a legal company and I don’t see it any different to gambling sites like some have mentioned.

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  7. (THIS IS A GOVERNMENT HEALTH WARNING. THIS POSTER IS LIABLE TO DISAGREE WITH YOUR POINT OF VIEW. ONLY ENGAGE IF YOU AREN’T SENSITIVE AND DON’T TAKE HISSY FITS)

    Grandad Les always used to say;

    “If I owe you a pound, I have a problem; but if I owe you a million, the problem is yours.”

    He was a wise old man wor Grandad Les like.

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  8. TROY STAVERS
    October 10, 2012 at 18:53

    I have no real views on it

    **** me, that’s a first isn’t it?

    😆

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  9. Fair enough Toonsy all valid points and Wonga on our shirts is marginally better than “We love socking cops” I too wonder why Del Boy isn’t shouting off about the amount?

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  10. Whenever there’s a deal struck at St. James (thankfully now not Wonga Park)
    I worry intensely that there’s a real devious undercurrent behind it and someone isn’t quite being totally upfront with the truth.
    On this occasion I can’t make my mind up whether it’s Wonga or The Big Fella.
    Both ruthlessly bring misery to individuals in their own unique way!

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  11. (THIS IS A GOVERNMENT HEALTH WARNING. THIS POSTER IS LIABLE TO DISAGREE WITH YOUR POINT OF VIEW. ONLY ENGAGE IF YOU AREN’T SENSITIVE AND DON’T TAKE HISSY FITS)

    @ Newkie

    😆

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  12. Couldn’t believe how much of a knob Ryder made of himsel lastnight on talksport 😆
    Troy yeah its great to have the name back officially as it got on my nerves when pundits would say SJP or SDA or whatever it’s called and would have a wee chuckle thinking it was funny 😈 but I can’t believe it’s £8mil for both as i’m sure we heard Lambastad mention £10mil ❓ but I guess we’ll wait until the figure’s are out in 18 months or so

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  13. (THIS IS A GOVERNMENT HEALTH WARNING. THIS POSTER IS LIABLE TO DISAGREE WITH YOUR POINT OF VIEW. ONLY ENGAGE IF YOU AREN’T SENSITIVE AND DON’T TAKE HISSY FITS)

    @Big Dave

    Ryder came across terrible! I forgot about that.

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  14. (THIS IS A GOVERNMENT HEALTH WARNING. THIS POSTER IS LIABLE TO DISAGREE WITH YOUR POINT OF VIEW. ONLY ENGAGE IF YOU AREN’T SENSITIVE AND DON’T TAKE HISSY FITS)

    Ahh hold on. I’m not thinking of Ryder. It was another journalist a few days ago. Can’t think of his name. He was horrific tho.

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  15. (THIS IS A GOVERNMENT HEALTH WARNING. THIS POSTER IS LIABLE TO DISAGREE WITH YOUR POINT OF VIEW. ONLY ENGAGE IF YOU AREN’T SENSITIVE AND DON’T TAKE HISSY FITS)

    Wow! I’ve just listened to Lee Ryder again on that link. Horrific! He’s made a right knacker of himself. He’s clearly better with a pen than a microphone! I’m dying for him here! 😳 😳 😳

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  16. (THIS IS A GOVERNMENT HEALTH WARNING. THIS POSTER IS LIABLE TO DISAGREE WITH YOUR POINT OF VIEW. ONLY ENGAGE IF YOU AREN’T SENSITIVE AND DON’T TAKE HISSY FITS)

    I’m horrific here! I was thinking of the same interview having heard it again.

    @ Kimtoon

    I’ve no idea what his quals are but he needs to keep away from the microphone. He sounded like a numpty sky sports target outside SJP when news is breaking. Horrific.

    I urge everyone to listen.

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  17. Having just listened to Lee Ryder’s interview, I can safely say that I am yet to listen to a more ill-informed and excruciating load of horse sh**e! The man cannot string a sentence together, or answer questions! He is an absolute disgrace!

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  18. Will listen to it once I get on the computer (on me phone). But I know he sounds stupid from listening/watching those Chronicle vids, stopped watching them after the preseason ***** that he mumbled.

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  19. You would think Jabba would atleast get a pr guru that could put a point across on air, or maybe he should just tell him to stick to writing glowing references about the club 😉
    Troy I take it you’ve been busy as I haven’t seen much of you, did your bro ever work out what that important question was that I never answered 😆 as I told him it mustn’t have been that good if he couldn’t remember what it was 😉

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  20. Can’t believe he’s got a job like that, to be able to write about the toon and get paid for it. Lee Ryding his luck more like 👿 👿

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  21. I hate Wonga with a passion.
    Gambling and alcohol companies, are bad but have nowhere near the same proportions of usage to damage. Banks, again, aren’t angels but didn’t intentionally set out to f**k people over, it’s a result of governments and people worldwide going crazy on credit like teenagers with their first credit card.
    However there are still worse sponsors in the PL (mackems for example), and if the rumours of sweatshops shirt providers are true then that is also worse.
    Unless we draw the line at all damaging companies we can’t pick and choose “oh well gambling is only sometimes bad, but Wonga NO!”
    Either we have none, or we accept that while legal, they are a fair option.
    So begrudgingly.. Welcome Wonga. You better provide some bloody good investment in the team and the academy.

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  22. This

    “Either we have none, or we accept that while legal, they are a fair option”.

    Glad to have you come round ST 😉

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  23. Toonsy – if you read my posts on the previous article, they were very much the same as this article. So it goes without saying that I agree with every word you wrote. The way some people have reacted is absolutely crazy, and alot of glass houses would have been damaged this week.
    I think it’s safe to say that Wonga wouldn’t have been anyones first choice, and I can understand some people’s reservations but there have been some wild allegations and major overreactions – in my opinion anyway.

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  24. What people do forget is that if companies like Wonga didn’t exist, the people who use them would end up turning to REAL loan sharks who, if you miss a payment give you more than a dodgy credit score!!

    Wonga have a role to play in today’s economic world, whatever anyone says.

    So well done NUFC for getting a good deal done and to all the moral crusaders – Get a life!!!

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  25. @Stuart
    The problem with both your posts, this one and 86 on the previous thread (ie people should mention that wonga provide employment 🙄 ) is that they could just as easily be applied to drug dealers, pimps and loan shark claim companies.
    I have literally no respect for your arguments.
    And no respect for people that claim “wonga do good”
    They are a horrendous company and their kind are illegal in a huge number of countries.
    As Whumpie said on the previous thread, it’s inevitable that they are are clamped down on.

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  26. Justifying anything by citing a worse example is no justification at all. As I said before: moors murderers are ok, because they killed fewer than hitler? I don’t think so. People doing what Wonga do used to be hung as a punishment; that’s a clue. 😆

    A good point in the article, though is question, “why now?”. I have no idea, so I’ll take it as a compliment to the stature of our club vs the previous two. 😎

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  27. Ok, soap box time. Grab a cuppa, and apologies for preaching:

    Unless you’ve been in the situation where something like Wonga are offering has to be considered, it’s hard to appreciate. If you’ve lost your job, run out of cash, have nobody to turn to and seriously can’t pay for food for your kids, then it becomes very real. Trouble is, unless you are extremely strong-minded you don’t acknowledge that all it’ll do is move the problem back a week and make things a whole lot worse.

    And THAT is what the Wonga business plan is based on – THAT is how they make their money. Most customers of these companies regret using them, and the real money is made when customers start taking out more loans to pay off the previous ones, and so on. When Wonga quote 86% paid on time (or whatever the figure is) that INCLUDES those poor bastards, who are then screwed. Wonga end up taking far more in interest than the original principle amount. Kerching. Meanwhile, people lose homes, livelihoods, wives, kids, and sometimes lives. That’s no exaggeration; that’s what Wonga DEPENDS ON.

    That’s the difference between Wonga and other scumbags like banks and betting companies. That lot just top up their bonuses through dodgy dealings. Wonga depend on screwing over those in dire straits to pay for their yachts. They’re the worst of the lot by quite some margin.

    Preach over. Hope the tea was good. 😛

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  28. Wonga are not a brand that I would choose to link with the club but there are examples all over the Premier league and football in general where teams/competitions have links with companies that are less than squeaky clean. Betting companies, financial institutions like Barclays (fined £290 million for Libor rate fixing), Standard Chartered (hiding £160 billion of transactions), our own Northern Rock who went bust because they gave people 125% mortgages that they couldn’t afford, Invest in Africa who are a front for Tullow Oil. The list is endless.
    This is a decent summary for me:
    http://www.journallive.co.uk/nufc/newcastle-united-news/2012/10/11/nufc-sponsorship-deal-poses-questions-of-football-morals-61634-32009761/

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  29. I think (and actually hope) that this will be a massive own-goal by both sides. I have no idea why it’s been triggered now, but clearly this has brought Wonga’s practices into discussion and you just know the government will jump on it as a vote-winner and clamp down. Result: same limits on APR as other countries. The down-side is that our club will have no sponsor (although perhaps Ashley will have the money up-front?) but it’ll be worth it.

    3HoursWasted @34 – yep, there are ‘dodgy’ sponsors and owners out there – Chelski is basically built on blood money – but Wonga IS different. They have respectable types of business with very unrespectable bosses and practices. Wonga’s whole business is built on and dependent upon creating misery and suffering for those already in the worst of times. The existence of other examples does not mitigate that. This is bad for the club, the brand, the sport. I hope it crashes horribly.

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  30. Good article by Mark Douglas – agree with all of that. Ashley should not be the moral arbiter, but he should have more sense than to jump into bed with the dogs and then get surprised by the flea-bites.

    He will only ever see a profit from all this through increasing the value of the brand. The SJP naming ****-up, and now this, show that he’s yet to master that one.

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  31. Dear god, Lee Ryder comes across like he’s taken a break from saying “would you like fries with that?”

    Jesus – how ignorant? Not about football, but on life, morality, politics, media. Just incredible.

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  32. Very well said Whumpie @33!!! Nothing to add to that nail hitting.

    As for the absolutely useless so called journalist Ryder. The bloke ruins my reading every single day. He’s **** and judging by his awkward style both on air and in text – he knows it. Bit like the guilty look that Raylor wears.
    Ryder has also assumed an arrogance because of his priveledged position that I can’t stand.

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  33. I’m with Andy, silly name but I find absolutely nothing wrong with the ethics of the company.
    They give immediate SHORT term loans, so of course they charge big interest.
    If you loaned $500 from them, you’d have to pay back $625 at the end of the next month including interest and service fees… Ooooh they the devil arn’t they 🙄

    Instead of selling a product at a marked up profit, they are selling a service… This service happens to be cash loans.

    If people don’t use their service responsibly then that is there problem.

    The rest of the world seems to get this, the the UK has such an overly sympathetic culture I find it pathetic at times.

    That’s why your government uses the hard working tax payers money to pay thousands of jobs to go collect doll and **** it away on cigarettes and booze each month. the UK breeds a culture of laziness and slobbery because of its lack of discipline.

    People learn responsibility through consequences. The consequences in not budgeting or making loans which you have no intention of paying back in time is a high interest rate.

    If you refuse to pay back this money over an extended period, then debt collectors are employed.

    All large companies do this. So what. If you take money from someone and don’t pay it back. That is theft. So either you deal with debt collectors or you go to jail. I have no idea why people are so morally concerned over this. Yet have no problem with Breweries and Casinos sponsoring teams.

    Look at the figures — these companies ruin far more life’s — but again, it is the individuals responsibility to make sure they use these things in a mature and responsible manner. Living within your means.

    I’m sorry, there are very rare cases where the innocent are hurt. If you are stupid, you are going to pay for that stupidity in any factor of life.

    The way the press have jumped on this whole Wonga thing, is quite frankly, just **** stirring.

    If the public decides this is now a problem, they need to review the entire system. Not only now that its Newcastle.

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  34. And don’t even get me started on the whole religious thing,

    Should religious players be playing on Sabbath? Should they be using electrical devices (televisions) during this time.
    Should they promote Breweries? Should they be wearing clothing which shows vanity?

    If you are going to follow a specific region then follow it to the word of the holy book, don’t just make up your own rules, because then you are following your own religion.

    Quite frankly, in my opinion its all bullshit anyway. People should live by their conscience. We all know right from wrong. But that’s a whole new debate not for a football blog. 😀

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  35. Whumpie 33

    Sorry mate, but that’s ****.

    I’ve been in the situation where I’ve had to loan money. I did it knowing I would have to budget and pay it back somehow. But it gave me 30 days to make a plan, and raise the funds that otherwise I would not have been able to afford.
    I would have been blacklisted or had my car taken and auctioned at a fraction of its value. Left without transport and without medical aid cover and insurance which in Africa, you simply can’t afford to be without.

    The next month, I had to save every cent, I had to borrow from friends who in the week’s before didn’t have the money to loan. I paid them back on time and I got myself right, by using the facility responsibly.

    Since then. I learned my lesson and budgeted responsibly. Now I am fairly comfortable. I don’t blame anyone for getting me in the position I was.

    The only person I blame is myself and if I couldn’t pay it back, the only person I could blame is myself!

    “When you think everything is someone else’s fault, you will suffer a lot. When you learn that everything springs from your own actions. You will learn peace and responsibility.”

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  36. I see we have Mpowa Finance adverts littering the blog…

    I’m surprised people like Whumpie and Georgio are using a blog supported by filth of this nature! How utterly immoral 😉

    Solano, I appreciate your balanced view. You state you hate companies like Wonga. I don’t necessarily hate them. I do hate that they have to exist.

    I hate many of the companies in our world today. Especially the marketing companies that lie and deceive and target the weak with their advertising.

    But until the world changes as a whole and every decision made isn’t based on how much money with be made for an elitist few but rather if it benefits the world as a whole (which won’t happen anytime in our lives) then there is no point in taking out your anger on a single company when they are ALL guilty, including many of those we ourselves are employed by, perhaps without even realizing it.

    We need a revolution. 😉 😆

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  37. JJ, thankfully your situation is very different to a lot of Wonga customers. Not all, though – totally agree when it comes to people that just borrow irresponsibly and land themselves in the *****. “laziness and slobbery because of its lack of discipline” – exactly.

    But that’s still no excuse to charge what Wonga do. You say “he rest of the world seems to get this”, and you’re right. France has a maximum legal APR of about 22%, and I think in Germany it’s about 16%.

    An American senator once said something surprisingly accurate: “Nobody ever lost a cent or a vote by over-estimating the IQ of the public”. Yes, people are stupid – but that does not mean they deserve to have their mistakes exacerbated into life crises by some ******* trying to gold-plate another bit of his yacht.

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  38. Here’s a specific example of that within football. Theory: none of this ***** will change in football – the dodgy sponsors, the immorality, the cheating – until the FA, FIFA and UEFA are not-for-profit organisations and their directors are no longer incentivised on financial performance. Scandal sells. That’s why they cultivate it.

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  39. JJ Fully understand victim mentality. What gets me is people labelling others as victims. Surely you help people by empowering people not belittleing them.

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  40. i have no real views either way. i understand both sides. however the ‘this company is worse than this one’ doesnt sit with me. like whumpie said, its like saying the moors murderers arnt as bad a hitler.

    they are both evil

    i dont why, maybe its cos mike and dekka involved, but i smell a massive rat in this deal

    something doesnt quite add up 😕

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  41. JJ @42. Fair points mate and I like your reasoning but this is the Toon. And is different. Sure these companies have a right to exist and people to use them but do we have to remind everyone of them on a daily and global basis?
    Anyway I’m far more concerned about that numpty Lee Ryder. He is without doubt not only the worst sports journalist around but the worst journalist around. We need a campaign to get rid!

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  42. Whumpie,

    Exactly, don’t blame Wonga. They are doing it legally. Blame the government for allowing it because clearly they too benefit from it somehow.

    Same as our sick government doesn’t want the crime rate to drop because the more cars that are stolen, the more people are murdered and sick, the more is paid into medical aids, security companies, vehicle companies, petrol companies… most of which are government owned or owned by government officials.

    It is disgusting and it saddens me. But we direct our anger at the wrong people.

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  43. One last punt while I’m on my crusade to effect a few minds and spark a revolution 😆

    You get morally inspired vegetarians that wear leather shoes, sit on leather furniture. They eat jello and use glue and paint products that the same animals are killed for – my verdict, if we are going to kill animals we may as well not waste. Fish, cows and chickens are food to me 😆

    We complain about people in dire straits being taken advantage of yet we wear shoes, shirts and pants produced by people in factories getting paid a pittance and as long as we don’t think about it or we aren’t associated to it we have no guilt.

    We work for companies like Coca Cola, SAB, Walmart, that crush small business entrepreneurs putting the little guy out of work.

    We buy our gas/petrol or use pubic transport of businesses that get their fuel from BP or large oil firms that completely destroy the environment with spillages and horrible extraction processes which see huge rises in illness.

    We buy from companies and vote for governments that send men to war to get minerals, bomb women and children and murder because of religious and racial differences.

    We know all this and keep quiet, do nothing until we are “associated” with it. Now we feel its wrong. Yet its been going on all the time. Yet we do nothing until the “association” is there…

    The UK. Portugal, Spanish and French raped/rape their previous colonies of valuable minerals which are still in some way or another in their possession to this day. You the citizens benefit from this wealth yet those left behind after “Independence” was given back still suffer in poverty and sickness.

    We are all hypocrites. We are all the victims and benefactors of a world that functions in a sick way.

    So please, can the morale crusaders get off their high horses over something so petty as a Wonga sponsorship deal!! 😕

    Yes, I get its the Toon. Its personal, but it should always have been personal, because while we see the Toon as “our” club. This is also “our” world. And its going down the crapper… 😥

    Anyway, back to false hope and optimism 😆 😆 😆 😆

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  44. JJ – I completely agree with you mate.

    Whumpie – I respect what you’re saying mate, but as I posted the other day, you’ll probably find that MOST of Wongas customers are greedy rather than needy. There are websites who offer financial advice as freely as a quote for a Wonga loan. I agree the arguement ‘well there’s worse’ is wrong – but by the same token, so is ‘well there’s better’.
    I’m not going to repeat all of my previous points, because, being honest – it’s all getting a bit boring now like.

    I would be interested to know, of those who have posted saying Wonga is the work of the devil, how many have actually taken it further than just posting on this site?

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  45. JJ

    Spot on mate i absolutely agree with pretty much everything.

    the way people have been going on you would think Wonga were started by the nazis.

    I dont see a problem with wonga my brother needed an emergency loan once to pay his kids nursery fees and thus called wonga. diddnt have a bad word to say about them.

    This country has gone to the dogs i work my **** off and barely afford my mortgage but you get younger people with a kid, not working in a cushty flat not living the high life, getting more money in benifits than i get paid. It Pisses me off!!

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  46. I’m not sure if anyone else picked up on this either, but deal aside, the board have a great knack of releasing such controversial news during international breaks. This obviously avoids any negative talk being done way from the club football.
    Very wise, and something I’m sure Pardew will be grateful of.

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  47. Alex,

    Ye. Its all very well being sympathetic and giving people the means to get their own lives right. But to simply give hand outs creates and breeds a culture of apathetic people who end up expecting handouts and never get out of their rut because they are comfortable doing nothing…

    That’s why I see nothing wrong with what Wonga does. They offer a short term means to a problem but with a large penalty. Which should deter people form getting themselves into the same situation again.

    If people use it irresponsibly that’s is nobodies fault but their own.

    However, I do agree with Whumpie that the government should take blame for not restricting interest rates to a lower percentage. However until they do, blame them, not Wonga who are operating completely legally.

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  48. Dammit, we’re agreeing again!

    The post @50 made me want to put some Elgar on in the background. So many awkward truths in there.

    BUT

    I do try to avoid unethical products. My own clothing company goes to huuuge and expensive lengths to ensure everything’s ethical right up the supply chain. Not all do. I pay a lot of money to run all my vehicles on LPG – it’s not perfect, but it’s a step in the right direction.

    So my point… eventually… is that people use the “everything’s ****, always will be” mentality as an excuse to do nothing. I go with “Be the change you wish to see” and do what I can. I’m nowhere near as good at it or as strong-willed as some, but I do try. And that applies here to: perhaps by helping to magnify this anti-Wonga outcry, we can help to force the government to improve just this one little bit of the shiteness.

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  49. Whumpie,

    Good to hear. It is sad that we have to pay more for heathly organic food, and lead replacement petrol and purified water and clothing that doesn’t exploit the poor and youth. It just wish more people made the effort.

    At the end of the day, we are still all guilty, basically because in certain cases, we simply have little choice.

    I concentrate my efforts on writing about sport and environmental issues in my line of work. It may make no difference in the bigger picture, but hopefully even if I influence one or two people it is better than doing nothing.

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  50. Nice one, JJ.

    While we’re on the moral crusade, I want to make a blatant, and completely unbiased plug: Everyone should use this lot for their leccy: http://www.goodenergy.co.uk/ – fully renewable, and run by nice people in the UK. They used to cost a bit more, but I’m not sure if the mainstream ones have inflated beyond them.

    I’ve used them for years, and they are everything you’d want a utility company to be. And it’s great knowing that all your leccy comes from renewables, and that profits go towards developing more. Can’t recommend them enough.

    There endeth the plug.

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  51. JJ and Whumpie – it’s all very nice to know you’re the good guys amongst us.

    By the way I’ve just spotted a Manu ad on here. Is Toonsy one of the good guys? Plus two loans companies and the bloody army!

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  52. joung fergy has been puuled out of his national team for a hip injury that means we will use tav i recon. hope its not a bad injury

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  53. The term ‘survival of the fittest’ can be applied in today’s term as using the economy wisely. If people need money they shouldn’t be taking on a loan that has interest. Loan companies see a gap in the market for people needing money just as McDonald’s saw that people want cheap, sweat food. It’s a business that you may not agree with but the bottom line is they are entrepreneurs who take advantage of those that aren’t.

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  54. Vuckic out for the season with a cruciate ligament problem. He has to be one of the most injury prone players we have ever had along with Owen. He has been injured for most of the last 3 seasons. Can’t see a future for him in Prem league football. Pack him in cotton wool and send him home. 🙁

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  55. GT
    It’s a shame as the coaching staff had high hopes for him and held him in high regard. Seemed so promising but is made of glass, maybe a less physical league would suit him.

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  56. Andy I really can’t see how you compare Mcdonalds with Wonga.
    JJ while your on your high horse ranting and raving, the people that use them arn’t all the scum of the earth lazy bastads that just want something for nowt, and shouldn’t borrow what they can’t afford, I know you didn’t say that but it comes across like that.
    I know a few cases of families that got in to dire straights and needed money due to being paid off etc, they were decent people who had worked hard all their life but seen Wonga and others as a way to help them out , because they didn’t want to burden their family or friends. But my problem is that in a few cases details were kept from them and wonga weren’t upfront about all the things they should have been. That is the same reason they and others have been on TV about their practices and the deceit .
    I understand that in some cases they could be seen as a good thing as I also know someone that thinks they were a god send and helped them out of a hole. so yeah they can provide a valuable service, but all to often they hide facts from the people that use them and for me that is the biggest problem with them.

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  57. We seem to have a number of injury prone young players. Fergie is injured again now as is Gosling. Saylor gets injured on a regular basis and Sammy has had several as well. Are some of these players too frail for the Prem especially smaller lads like Fergie? Getting a bit worried that we always seem to be high up the league on the injury list. Is it the type of player we are selecting? Marveaux isn’t exactly robust either and Cabaye apparently has a problem as well. Ba has those famous knees and Shola rarely plays for long without a problem (these are older players I know). Should we be adding a few big bruisers to the squad?

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  58. GT
    Yeah it seems a bit of a problem. My theory is tiote destroys their knees in 50/50s during training. 😆 Hopefully Campbell doesn’t have any of these sorts of problems.

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  59. JJ@50. Yup. I’m used to the general apathy or lack of interest shown by the public towards certain companies or world issues, it’s the ones that pick and chose certain things to care about that do my head in, acting as if out of charity but seemingly more for their own vanity. Like Kony 2012 for instance… what a load of ***** 😆

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  60. As for Vuckic well he has been pretty injury prone up to now so not really a big surprise thankfully our 1st team players are all pretty strong and robust 😆
    Reet back to do a bit 👿

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